The liquidity asset liability management solutions market in North America is expected to grow from US$ 618.03 million in 2022 to US$ 1,047.22 million by 2028; it is estimated to grow at a CAGR of 9.2% from 2022 to 2028.

Rising Numbers of Regulations and Non-Performing Assets

Compliance has become one of the prominent challenges in the banking industry since the 2008 financial crisis as a direct result of the sharp increase in regulatory fees related to income and credit losses. From Basel’s risk-weighted capital requirements to the Dodd-Frank Act and from the Financial Account Standards Board’s Current Expected Credit Loss (CECL) to the Allowance for Loan and Lease Losses (ALLL), there are a growing number of regulations that banks and credit unions must comply with reconciliation, which can consume significant resources, often depends on the ability to interact with data from disparate sources. Hence, traditional ways to comply with these regulations often lead to unexpected errors. Therefore, banking and financial institutions are comprehensively adopting digital platforms that collect and mine data, perform in-depth data analysis, and provide insightful reporting for identifying and minimizing compliance risks. Hence, banks and private Investment firms are switching to digital platforms to restructure their loan processing models with modern technologies, such as AI and ML, to conduct a thorough background check, which helps them minimize the risks posed by NPAs. The adoption of digital solutions by financial institutions is likely to propel the liquidity asset liability management market during the forecast period.

Market Overview

In North America, the US is one of the major markets for liquidity and asset liability management solution and service providers. The country hosts the world’s second-largest banking, financial service, and insurance (BFSI) sector. Similarly, Canada ranks seventh on the Global Financial Centres Index (GFCI). The robust BFSI sector creates a favorable ecosystem for liquidity and asset liability management solution providers to launch their solutions and services. Additionally, with a continuous transformation in the North American banking sector, as well as innovation in technologies, banks are preferably adopting advanced analytics methodologies instead of traditional practices. Further, financial intermediaries in North America have wide access to dollar deposits and wholesale financial markets, which also play a major role in liquidity flow. Among all financial intermediaries, major banks in the US stand out as natural intermediaries for world dollar funding due to their access to the largest dollar deposit base, huge US dollar reserves, extensive operations, and active currency exchange and derivatives. Hence, the growing uncertainty in the banking industry, coupled with a strong banking sector in the US, is anticipated to create lucrative opportunities for the liquidity and asset liability management solutions market players in North America.

North America Liquidity Asset Liability Management Solutions Market Revenue and Forecast to 2028 (US$ Million)

North America Liquidity asset liability management solutions market Segmentation

The North America liquidity asset liability management solutions market is segmented on the basis of component, industry, and country. Based on component, the market is bifurcated into solutions and services. The solutions segment held the largest market share in 2022.

Based on industry, the market is segmented into banks, broker, specialty finance, wealth advisors, and others. The banks segment held the largest market share in 2022. Based on country, the market is segmented into the US, Canada, and Mexico. The US dominated the market share in 2022. Experian Information Solution, Inc.; FIS; Finastra; IBM Corporation; Infosys Ltd.; Intellect Design Arena Ltd; Moody’s Investors Services, Inc.; Oracle Corporation; SAP SE; and Wolters Kluwer N.V. are the leading companies operating in the North America liquidity asset liability management solutions market.

TABLE OF CONTENTS

1. Introduction
1.1 Study Scope
1.2 The Insight Partners Research Report Guidance
1.3 Market Segmentation
1.3.1 North America Liquidity and Asset Liability Management Solutions Market – By Component
1.3.2 North America Liquidity and Asset Liability Management Solutions Market – By End Users
1.3.3 North America Liquidity and Asset Liability Management Solutions Market- By Country
2. Key Takeaways
3. Research Methodology
3.1 Coverage
3.2 Secondary Research
3.3 Primary Research
4. North America Liquidity and Asset Liability Management Solutions Market Landscape
4.1 Market Overview
4.2 PEST Analysis
4.2.1 North America
4.3 Ecosystem Analysis
4.4 Expert Opinion
5. North America Liquidity and Asset Liability Management Solutions Market – Key Market Dynamics
5.1 Market Drivers
5.1.1 Increasing Credit Risk Across Financial Institutions
5.1.2 Rising Numbers of Regulations and Non-Performing Assets
5.1.3 Growing Focus on Digital Liquidity
5.2 Market Restraints
5.2.1 Data Privacy and Security Concerns
5.3 Market Opportunities
5.3.1 Growing Awareness of Digital Liquidity
5.4 Future Trends
5.4.1 Integration of Artificial Intelligence and Analytics with Liquidity Asset Liability Management Platforms
5.4.2 Circulation of Financial Data among Banks and Other Financial Institutions
5.5 Impact Analysis of Drivers and Restraints
6. Liquidity and Asset Liability Management Solutions Market – North America Analysis
6.1 North America Liquidity and Asset Liability Management Solutions Market Overview
6.2 North America Liquidity and Asset Liability Management Solutions Market – Revenue and Forecast to 2028 (US$ Million)
7. North America Liquidity and Asset Liability Management Solutions Market Analysis – By Component
7.1 Overview
7.2 North America Liquidity and Asset Liability Management Solutions Market, By Component (2021 and 2028)
7.3 Solutions
7.3.1 Overview
7.3.2 Solutions: Liquidity and Asset Liability Management Solutions Market – Revenue, and Forecast to 2028 (US$ Million)
7.4 Services
7.4.1 Overview
7.4.2 Services: Liquidity and Asset Liability Management Solutions Market – Revenue, and Forecast to 2028 (US$ Million)
8. North America Liquidity and Asset Liability Management Solutions Market Analysis – By End Users
8.1 Overview
8.2 North America Liquidity and Asset Liability Management Solutions Market Breakdown, By End Users, 2021 & 2028
8.3 Banks
8.3.1 Overview
8.3.2 Banks Market Revenue and Forecast to 2028 (US$ Million)
8.4 Broker
8.4.1 Overview
8.4.2 Broker Market Revenue and Forecast to 2028 (US$ Million)
8.5 Specialty Finance
8.5.1 Overview
8.5.2 Specialty Finance Market Revenue and Forecast to 2028 (US$ Million)
8.6 Wealth Advisors
8.6.1 Overview
8.6.2 Wealth Advisors Market Revenue and Forecast to 2028 (US$ Million)
8.8 Others
8.8.1 Overview
8.8.2 Others Market Revenue and Forecast to 2028 (US$ Million)
9. North America Liquidity and Asset Liability Management Solutions Market – By Country Analysis
9.1 North America: Liquidity and Asset Liability Management Solutions Market
9.1.1 Overview
9.1.2 North America Liquidity and Asset Liability Management Solutions Market Breakdown, by Country
9.1.2.1 US Liquidity and Asset Liability Management Solutions Market, Revenue and Forecast to 2028
9.1.2.1.1 US Liquidity and Asset Liability Management Solutions Market Breakdown, By Component
9.1.2.1.2 US Liquidity and Asset Liability Management Solutions Market Breakdown, By End Users
9.1.2.2 Canada Liquidity and Asset Liability Management Solutions Market, Revenue and Forecast to 2028
9.1.2.2.1 Canada Liquidity and Asset Liability Management Solutions Market Breakdown, By Component
9.1.2.2.2 Canada Liquidity and Asset Liability Management Solutions Market Breakdown, By End Users
9.1.2.3 Mexico Liquidity and Asset Liability Management Solutions Market, Revenue and Forecast to 2028
9.1.2.3.1 Mexico Liquidity and Asset Liability Management Solutions Market Breakdown, By Component
9.1.2.3.2 Mexico Liquidity and Asset Liability Management Solutions Market Breakdown, By End Users
10. Industry Landscape
10.1 Overview
10.2 Market Initiative
10.3 New Product Development
10.4 Mergers and Acquisitions
11. Company Profiles
11.1 Experian Information Solutions, Inc.
11.1.1 Key Facts
11.1.2 Business Description
11.1.3 Products and Services
11.1.4 Financial Overview
11.1.5 SWOT Analysis
11.1.6 Key Developments
11.2 FIS
11.2.1 Key Facts
11.2.2 Business Description
11.2.3 Products and Services
11.2.4 Financial Overview
11.2.5 SWOT Analysis
11.2.6 Key Developments
11.3 Finastra
11.3.1 Key Facts
11.3.2 Business Description
11.3.3 Products and Services
11.3.4 Financial Overview
11.3.5 SWOT Analysis
11.3.6 Key Developments
11.4 IBM Corporation
11.4.1 Key Facts
11.4.2 Business Description
11.4.3 Products and Services
11.4.4 Financial Overview
11.4.5 SWOT Analysis
11.4.6 Key Developments
11.5 Infosys Ltd.
11.5.1 Key Facts
11.5.2 Business Description
11.5.3 Products and Services
11.5.4 Financial Overview
11.5.5 SWOT Analysis
11.5.6 Key Developments
11.6 Intellect Design Arena Ltd
11.6.1 Key Facts
11.6.2 Business Description
11.6.3 Products and Services
11.6.4 Financial Overview
11.6.5 SWOT Analysis
11.6.6 Key Developments
11.7 Moody’s Investors Service, Inc.
11.7.1 Key Facts
11.7.2 Business Description
11.7.3 Products and Services
11.7.4 Financial Overview
11.7.5 SWOT Analysis
11.7.6 Key Developments
11.8 Oracle Corporation
11.8.1 Key Facts
11.8.2 Business Description
11.8.3 Products and Services
11.8.4 Financial Overview
11.8.5 SWOT Analysis
11.8.6 Key Developments
11.9 SAP SE
11.9.1 Key Facts
11.9.2 Business Description
11.9.3 Products and Services
11.9.4 Financial Overview
11.9.5 SWOT Analysis
11.9.6 Key Developments
11.10 Wolters Kluwer N.V.
11.10.1 Key Facts
11.10.2 Business Description
11.10.3 Products and Services
11.10.4 Financial Overview
11.10.5 SWOT Analysis
11.10.6 Key Developments
12. Appendix
12.1 About The Insight Partners
12.2 Word Index

LIST OF TABLES

Table 1. North America Liquidity and Asset Liability Management Solutions Market – Revenue and Forecast to 2028 (US$ Million)
Table 2. North America Liquidity and Asset Liability Management Solutions Market, by Country – Revenue and Forecast to 2028 (US$ Million)
Table 3. US Liquidity and Asset Liability Management Solutions Market, by Component – Revenue and Forecast to 2028 (US$ Million)
Table 4. US Liquidity and Asset Liability Management Solutions Market, By End Users – Revenue and Forecast to 2028 (US$ Million)
Table 5. Canada Liquidity and Asset Liability Management Solutions Market, by Component – Revenue and Forecast to 2028 (US$ Million)
Table 6. Canada Liquidity and Asset Liability Management Solutions Market, By End Users – Revenue and Forecast to 2028 (US$ Million)
Table 7. Mexico Liquidity and Asset Liability Management Solutions Market, by Component – Revenue and Forecast to 2028 (US$ Million)
Table 8. Mexico Liquidity and Asset Liability Management Solutions Market, By End Users – Revenue and Forecast to 2028 (US$ Million)
Table 9. List of Abbreviation

LIST OF FIGURES

Figure 1. North America Liquidity and Asset Liability Management Solutions Market Segmentation
Figure 2. North America Liquidity and Asset Liability Management Solutions Market Segmentation – By Country
Figure 3. North America Liquidity and Asset Liability Management Solutions Market Overview
Figure 4. Solutions Segment held the Largest Share of Liquidity and Asset Liability Management Solutions Market
Figure 5. Banks Segment held the Largest Share of Liquidity and Asset Liability Management Solutions Market
Figure 6. US to Show Great Traction During Forecast Period
Figure 7. North America: PEST Analysis
Figure 8. North America Ecosystem Analysis
Figure 9. North America Expert Opinion
Figure 10. North America Liquidity and Asset Liability Management Solutions Market Impact Analysis of Drivers and Restraints
Figure 11. North America Liquidity and Asset Liability Management Solutions Market – Revenue and Forecast to 2028 (US$ Million)
Figure 12. North America Liquidity and Asset Liability Management Solutions Market Revenue Share, By Component (2021 and 2028)
Figure 13. North America Solutions: Liquidity and Asset Liability Management Solutions Market – Revenue, and Forecast to 2028 (US$ Million)
Figure 14. North America Services: Liquidity and Asset Liability Management Solutions Market – Revenue, and Forecast to 2028 (US$ Million)
Figure 15. North America Liquidity and Asset Liability Management Solutions Market Breakdown, By End Users (2021 and 2028)
Figure 16. North America Banks Market Revenue and Forecast to 2028 (US$ Million)
Figure 17. North America Broker Market Revenue and Forecast to 2028(US$ Million)
Figure 18. North America Specialty Finance Market Revenue and Forecast to 2028(US$ Million)
Figure 19. North America Wealth Advisors Market Revenue and Forecast to 2028(US$ Million)
Figure 20. North America Others Market Revenue and Forecast to 2028 (US$ Million)
Figure 21. North America Liquidity and Asset Liability Management Solutions Market, by Country – Revenue (2021) (US$ Million)
Figure 22. North America Liquidity and Asset Liability Management Solutions Market Breakdown, by Country, 2021 & 2028 (%)
Figure 23. US Liquidity and Asset Liability Management Solutions Market, Revenue and Forecast to 2028 (US$ Million)
Figure 24. Canada Liquidity and Asset Liability Management Solutions Market, Revenue and Forecast to 2028 (US$ Million)
Figure 25. Mexico Liquidity and Asset Liability Management Solutions Market, Revenue and Forecast to 2028 (US$ Million)

● Save and reduce time carrying out entry-level research by identifying the growth, size, leading players, and segments in the North America liquidity asset liability management solutions market.
● Highlights key business priorities in order to assist companies to realign their business strategies
● The key findings and recommendations highlight crucial progressive industry trends in the North America liquidity asset liability management solutions market, thereby allowing players across the value chain to develop effective long-term strategies
● Develop/modify business expansion plans by using substantial growth offering developed and emerging markets
● Scrutinize in-depth North America market trends and outlook coupled with the factors driving the North America liquidity asset liability management solutions market, as well as those hindering it
● Enhance the decision-making process by understanding the strategies that underpin commercial interest with respect to client products, segmentation, pricing, and distribution

The List of Companies – North America Liquidity And Asset Liability Management Solutions Market

● Experian Information Solution, Inc.
● FIS
● Finastra
● IBM Corporation
● Infosys Ltd.
● Intellect Design Arena Ltd
● Moody’s Investors Services, Inc.
● Oracle Corporation
● SAP SE
● Wolters Kluwer N.V.

At 9.2% CAGR, the North America Liquidity Asset Liability Management Solutions Market is speculated to be worth US$ 1,047.22 million by 2028, says The Insight Partners

According to The Insight Partners’ research, the North America liquidity asset liability management solutions market was valued at US$ 618.03 million in 2022 and is expected to reach US$ 1,047.22 million by 2028, registering an annual growth rate of 9.2% from 2022 to 2028. Increasing credit risk across financial institutions and rising numbers of regulations and non-performing assets.

The banking and financial industry experienced severe disruptions in 2020 and 2021 after the onset of the COVID-19 pandemic. The pandemic adversely impacted the bank’s credit portfolios owing to the unprecedented increase in unemployment and collapse of economic activities, which led to the inability and reluctance among customers and businesses to pay the interest amounts. In response to these changes in statistics, banks and financial institutions had to take certain measures to manage and mitigate credit risks, creating a demand for liquidity asset and liability management software. This software solution allows banks and financial institutions to optimize their net interest margins, assess risk exposure, and develop contingency funding plans for ongoing their events. The progressive buy-now-pay-later (BNPL) industry is also supporting the growth of the liquidity and asset liability management solutions market. Effective credit risk and liability management is a key to success for BNPL players. Based on a report by Apptopia, BNPL app downloads reached 6.8 million in November 2021, up by 54% from November 2020, and monthly active users (MAU) increased by 63% year-over-year. Hence, with the North America proliferating BNPL industry, coupled with the growing focus on liability risk by industry players, the liquidity and asset liability management solutions market would continue to grow during the forecast period. This is expected to drive the market during the forecast period.

On the contrary, data privacy and security concerns hurdles the growth of North America liquidity asset liability management solutions market.

Based on component, the North America liquidity asset liability management solutions market is bifurcated into solutions and services. The solutions segment held 65.0% market share in 2022, amassing US$ 401.74 million. It is projected to garner US$ 694.59 million by 2028 to expand at 9.6% CAGR during 2022–2028. Based on industry, the North America liquidity asset liability management solutions market is categorized into banks, broker, specialty finance, wealth advisors, and others. The banks segment held 30.9% market share in 2022, amassing US$ 191.17 million. It is projected to garner US$ 331.45 million by 2028 to expand at 9.6% CAGR during 2022–2028. Based on country, the North America liquidity asset liability management solutions market has been categorized into the US, Canada, and Mexico. Our regional analysis states that US captured 88.4% market share in 2022. It was assessed at US$ 546.43 million in 2022 and is likely to hit US$ 941.72 million by 2028, exhibiting a CAGR of 9.5% during the forecast period. Key players dominating the North America liquidity asset liability management solutions market are Experian Information Solution, Inc.; FIS; Finastra; IBM Corporation; Infosys Ltd.; Intellect Design Arena Ltd; Moody’s Investors Services, Inc.; Oracle Corporation; SAP SE; and Wolters Kluwer N.V. among others.

In June 2022, Finastra launches embedded consumer lending solution. In Aug 2019, To simplify business administration for small and medium businesses, Asteria developed a cloud-based liquidity management solution on IBM platform.